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Tag Archives: Credit Crunch
The Undeserving Poor?
Posted on November 27, 2009 by Chris Jensen Romer
My post on the Reverse Robin Hood started a lengthy and interesting discussion – thanks to Andrew Oakley and Tom Ruffles for their comments. Part of the discussion came to revolve around the role of risk and unpredictable elements in people’s personal financial situations – and I must admit that I am woefully unqualified to comment upon this. Down in the City of London there are extremely highly paid analysts who sit all day fiddling with formulae to try and predict market fluctuations, and this country must have tens of thousands (at least) of highly trained and highly paid experts in exactly this area – underwriters. I have no idea how successful these methods are, but I’m assuming they must have some value. After all, if you know the outcomes of ten thousand decisions made previously, then maybe another 40 year male with a fairly academic past and many years freelancing and living without visible source of income becomes predictable. Sure, you might make errors in regard to individual outcomes, because you can never have all the data -and the same applies to market analysts – but you might hope that on average you would do well (– though as we shall shortly see, I am not actually convinced this is true!) Continue reading →
Posted in Debunking myths, Social commentary desecrated, Uninteresting to others whitterings about my life | Tagged child poverty, Conservatives, Credit Crunch, David CAmeron, deserving poor, irrational economics, markets, New Labour, personal financial responsibility, POverty, problem of induction, relative nature of poverty, reverse robin hood, the poor, undeserving poor, unpredicatability of financial outcomes | 9 Comments
Economic disaster: so why am I depressed?
Posted on March 6, 2009 by Chris Jensen Romer
On ITV and BBC they talk about the curse
Philosophy is useless; Theology is worse
History boils over there’s an Economics freeze
Sociologists invent words that mean industrial disease
– Dire Straits, Industrial Disease Continue reading →
Posted in Social commentary desecrated, Uninteresting to others whitterings about my life | Tagged Axel Johnston, baby boom, bicycles, capitalism for the poor, charity pub quiz, Credit Crunch, demographic, Depression, Dire Straits, graduates and recession, interest rates cut, mature students, Paul Wheeldon, pub quiz, Recession, Schadenfreude, socialism for the rich, student housing market to decline?, student numbers, The Cotswold, university admissions, University of Gloucestershire, whinging | 1 Comment
Acceptable in the Eighties?
Still I suppose it’s time to comment on the General Election, and talk politics. Please don’t change the channel — you all know that I am an old lefty who will vote Lib Dem because I live in Cheltenham, but for reasons to do with economic policy and supporting the public sector (I’m still likening our position in some ways to 1947, and see public sector spending as one potential way out: I’m sure the economists among you can tell me why this is a hopelessly naive assessment) I want to see Brown re=elected. Bet that really scares and outrages a lot of people? Hey we can differ. 🙂 Continue reading →